Home Protection Plan
Our Home Protection Plan offers extensive cover with options to suit your needs. Without adequate protection, one simple accident, such as fire or burglary, can have a devastating effect on you and your home. Insurance can’t stop the incident happening, but it can help put things back the way they were – quickly and with the minimum of fuss.
Buildings and Contents cover
A requirement of most mortgages, buildings cover protects against loss due to storm, fire, flood etc. Accidental damage to buildings is included as standard within this cover. Our contents insurance provides cover against loss or damage to the contents of your home as a result of fire, flood, theft etc. Accidental Damage cover is available as an option, to provide peace of mind in the event of unforeseen accidents in the home e.g. paint spillage on carpets.
See below for further details of our policy features and options available.
Buildings cover
Accidental damage to buildings and pipes automatically included
Rebuild Cost Guarantee – full cost of repair to the building covered – inflation proofed.
Monthly Premiums – unlike some insurers, we make no charge for paying monthly.
Alternative accommodation for the family and pets
Conservatories are covered
Contents cover
Identity Theft included within the policy – provides you with clear and practical advice on identity theft prevention.
Replacement of locks and keys
Loss of oil and metered water
Loss of contents from Garden
Loss of documents in the home, safe deposit or solicitors – important for your passports, wills and house deeds etc.
Fatal injury £5000
Flexible excess limits
Contents temporarily removed – save money on your son and/or daughter when they go to university or college as their contents will be covered in the halls of residence.
Lifestyle Assistance – will provide you with a personal assistant service with many benefits.
Breakage to Satellite Dishes/TV aerials – not covered by many insurers, but covered by our policy.
Loss or damage to Personal possessions – 60 day worldwide cover or anytime in Europe for money, credit cards and sports equipment, iPods, cameras etc. to valuables and money – anywhere in the word.
Loss due to credit card/cash dispenser fraud – for you and your family.
Family legal protection – need help with employers, property, motoring prosecutions or tax affairs?
Home Assistance – provides you with rapid access to an approved network of engineers able to carry out repairs for unforeseen emergencies - available 24 hours a day, 365 days a year.
Terms and conditions, exclusions, limitations and eligibility criteria apply. These are contained within the policy booklet, a copy of which is available on request.