Benefits payable for up to 12 months - Monthly benefits are paid for up to 12 months per claim (following a 30 day deferred period)

Protection for the self-employed - should you permanently cease to trade

Maximum benefit - of £2,000 per month or 60% of gross monthly salary, which ever is the lower

Covers mortgage repayments - allows you to cover the cost of your monthly mortgage repayment, plus – if chosen – can include up to an extra 25% of monthly mortgage for associated costs only, such as Buildings & Contents insurance premiums.

Portable Policy - One of the benefits of this policy is it is portable and therefore, should you redeem your current mortgage, you will be able to transfer the benefits to cover your new mortgage.

Unemployment - Clients who claim may be contacted directly by employment specialists who offer practical help and guidance on getting back to work, you will also be issued with a ‘Back to Work Guide’, which provides guidance in CV preparation, letters of application, sourcing vacancies and interview techniques. Access to a national job vacancy database and unlimited access to an adviser is also available. This service will be provided at the discretion of AXA Insurance UK plc.

This Payment Protection Insurance is optional. There are other providers of Payment Protection Insurance and other products designed to protect you against loss of income. For impartial information about insurance, please visit the website at www.moneyadviceservice.org.uk.

Premiums are payable monthly by Direct Debit without charge. Premium amounts quoted include 6% Insurance Premium Tax. Accident & Sickness Only: £4.29 per £100 of benefit. Unemployment Only: £4.54 per £100 of benefit. Accident Sickness & Unemployment: £6.56 per £100 of benefit